Chelsea Public Schools

Welcome to the Chelsea Public Schools Employee Insurance Benefits Program

Generally, employees working a regular schedule of 20 or more hours per week are eligible for health insurance coverage. Temporary employees and those employed under service agreements are not eligible for benefits. Building and Long-Term Substitute teachers are eligible for health insurance. For more information regarding health insurance, dental insurance, life insurance, and other benefits, please go to the City of Chelsea website to review information and access forms.

The open Enrollment period will begin Monday, April 1, 2024, through Friday, April 12, 2024. This is your opportunity to enroll in the City's benefits or to make changes to your existing plan. All changes made by employees during Open Enrollment will take effect July 1, 2024, and will be effective through June 30, 2025. 

Important: Once Open Enrollment ends, you must wait until next year’s Open Enrollment or experience a qualifying event to make changes. Please keep in mind, if you have a qualifying event, you must notify the City's Human Resources Department and submit all required documentation within 30 days of the qualifying event date.  A qualifying event includes but is not limited to:

Change in marital status
Loss of dependent status
Birth, adoption or legal guardianship
Change in employment status that affects employee's benefits

Health Insurance

Chelsea Public Schools offers the following plans for its eligible employees:

• City of Chelsea Benefits Overview
• Harvard Pilgrim Health Care
• HMO Harvard Pilgrim Summary of Benefits
• PPO Harvard Pilgrim Summary of Benefits
• Harvard Pilgrim Comparison Plan Chart
• MA Health Coverage Waiver Form
• New Hire Insurance Waiver Form 
• HMO and PPO Enrollment and Change Form
• FY25 Employee Insurance Rates 
• Health Insurance Benefit Option Program Policy

For additional information, you may access the websites for the individual plans by clicking on the above links.

Employees currently enrolled in the City of Chelsea's (the "City") health insurance plans may be compensated for not participating in the City's health insurance programs. The employee's health insurance with the City must be uninterrupted coverage for a period of three to five (3-5) years.

Dental Insurance

• Altus Dental Plan Summary
• DMS Summary and Enrollment Form

Vision Insurance

• EyeMed Summary and Enrollment Form 

Our health plan, Harvard, provides vision benefits for its members.  Eyemed vision is available for those employees that would like a secondary vision plan or are not enrolled in our health plan.

Life Insurance

A basic $5,000.00 term insurance policy is available to all eligible employees at a cost of $2.95 per month. Additional, voluntary, term insurance (in increments of $10,000.00 up to a maximum of $100,000.00 depending upon age) is also available. 

• Basic and Voluntary Life Insurance