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Chelsea Public Schools - Insurance Benefits

Insurance Benefits

Comprehensive Coverage for You and Your Family

Your Health & Wellness Matters

Chelsea Public Schools is committed to providing comprehensive insurance benefits to all eligible employees. We offer a variety of health, dental, vision, and life insurance options to meet your needs and protect your well-being.

Health Insurance

Chelsea Public Schools offers the following health insurance plans for its eligible employees through Harvard Pilgrim Health Care. Choose from HMO and PPO options to find the coverage that best fits your needs.

City of Chelsea Benefits Overview

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Harvard Pilgrim Health Care

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HMO Harvard Pilgrim Summary of Benefits

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PPO Harvard Pilgrim Summary of Benefits

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MA Health Coverage Waiver Form

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New Hire Insurance Waiver Form

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HMO and PPO Enrollment and Change Form

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FY27 Employee Insurance Rates

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Health Insurance Benefit Option Program Policy

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Compensation for Non-Participation: Employees currently enrolled in the City of Chelsea's health insurance plans may be compensated for not participating in the City's health insurance programs. The employee's health insurance with the City must be uninterrupted coverage for a period of three to five (3-5) years.

Dental Insurance

Maintain your oral health with our comprehensive dental insurance options. Choose from Altus or DMS dental plans to keep your smile healthy.

Altus Enrollment and Change Form with Summary

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DMS Summary and Enrollment Form

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Vision Insurance

Protect your vision with our comprehensive eye care coverage. Harvard Pilgrim Health Care provides vision benefits for its members. EyeMed vision is available for those employees that would like a secondary vision plan or are not enrolled in our health plan.

EyeMed Summary and Enrollment Form

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Life Insurance

A basic $5,000.00 term insurance policy is available to all eligible employees at a cost of $2.95 per month. Additional, voluntary, term insurance (in increments of $10,000.00 up to a maximum of $100,000.00 depending upon age) is also available.

Basic and Voluntary Life Insurance

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Human Resources Department

Insurance Benefits Support

Office Hours Monday - Friday, 8:00 AM - 4:00 PM

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