Insurance
Benefit Information
Health Insurance
Chelsea Public Schools offers the following plans for its eligible employees:
- City of Chelsea Benefits Overview
- Harvard Pilgrim Health Care
- HMO Harvard Pilgrim Summary of Benefits
- PPO Harvard Pilgrim Summary of Benefits
- 2025 Benefits At A Glance
- MA Health Coverage Waiver Form
- New Hire Insurance Waiver Form
- HMO and PPO Enrollment and Change Form
- FY26 Employee Insurance Rates
- Health Insurance Benefit Option Program Policy
For additional information, you may access the websites for the individual plans by clicking on the above links.
Employees currently enrolled in the City of Chelsea's (the "City") health insurance plans may be compensated for not participating in the City's health insurance programs. The employee's health insurance with the City must be uninterrupted coverage for a period of three to five (3-5) years.
Dental Insurance
Vision Insurance
Our health plan, Harvard, provides vision benefits for its members. Eyemed vision is available for those employees that would like a secondary vision plan or are not enrolled in our health plan.
Life Insurance
A basic $5,000.00 term insurance policy is available to all eligible employees at a cost of $2.95 per month. Additional, voluntary, term insurance (in increments of $10,000.00 up to a maximum of $100,000.00 depending upon age) is also available.